Starting Sunday, applications for loans and new accounts, as well as other documents that financial institutions deal with on a daily basis, will be legal whether they carry a handwritten signature or one that exists only in cyberspace.

American Banker gathered industry experts to discuss implications for the financial services industry of the new E-Sign law. Among their views: Financial institutions are best positioned to fully exploit the new law, but mass deployment of the technology to support digital signatures has yet to be proven.

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