Buoyed by strong loans and deposit growth, EverBank Corp., an online banking company based in Jacksonville, Fla., said its third-quarter earnings rose 12% from a year earlier, to $5.3 million.

For the first three quarters of the year, earnings from continuing operations climbed 11%, to a record $23.9 million, EverBank said Thursday.

Third-quarter loans increased 29%, to $4.9 billion, while deposits rose 27%, to $4.5 billion.

EverBank increased its provision for loan losses to $7.6 million, from less than $900.000 a year earlier. Still, its chargeoff rate for the quarter was just 0.13% of assets, which it said was 96% lower than the industry average for thrift companies.

EverBank also said its investment portfolio increased 137%, to $681 million and that income from mortgage-servicing rights increased 24%, to $350 million.

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