Scott A. McAfee, a mortgage star who dropped from sight 20 months ago, has resurfaced as chief executive of Spring Mountain Group, a housing finance concern in Newport Beach, Calif.

Mr. McAfee, 38, led a rapid expansion of Security Pacific Corp.'s mortgage business in the late 1980s. When that company merged with BankAmerica Corp. in 1992, he was tapped to head the combined mortgage operations. But he declined the post at the last minute, citing unspecified personal reasons.

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