Amid rising criticism of its credit scoring system, Fair, Isaac & Co. has set up a Web site that, for $8, offers interpretations of credit scores and explanations of how they were derived.

The catch is that consumers must know their scores in order to use the service and for the moment the only way people can get them is after they have been denied a loan, when a credit bureau will supply them. Until this changes, Fair, Isaac expects the Web site to appeal primarily to lenders and brokers.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.