WASHINGTON — The Federal Deposit Insurance Corp. on Tuesday proposed clarifying the insurance status of foreign deposits in a bid to quell international pressure about how overseas customers are treated in a bank failure.

The proposal, aimed at solving concerns — especially in the United Kingdom — about the U.S. being a "depositor preference" regime, would make clear that foreign-branch deposits payable both in the U.S. and abroad do not enjoy the same FDIC guarantee afforded U.S. bank customers. The new rule is intended to open the door to banks making their foreign deposits dually payable, while also curbing additional financial risk to the FDIC.

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