WASHINGTON — Lenders are no more willing now to make a home loan backed by Fannie Mae or Freddie Mac than they were six years ago, according to a Federal Reserve Board survey released Monday.

In the Fed's Senior Loan Officer Opinion Survey, banks were asked to compare their willingness to originate a 30-year fixed-rate mortgage — guaranteed by one of the two government-sponsored enterprises — today with their willingness in 2006, two years before Fannie and Freddie were seized by the government.

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