When the Federal Housing Finance Agency hired Charles Landgraf to advise it on force-placed insurance, he already had some familiarity with the issues. He'd been lobbying the agency on those issues for a whole year.

Landgraf — a partner and veteran insurance lobbyist with the Washington law firm Arnold & Porter LLP — represents the interests of Lloyd's of London on several topics, among them "action on lender-placed insurance," which is another term for force-placed coverage. Federal lobbying records show that Lloyd's paid Arnold & Porter $950,000 for Landgraf's work over the last year.

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