American National Bank and Trust has taken an entrepreneurial approach to its commercial lending operation by turning its back office operation into a front-line profit center. The $6 billion-asset subsidiary of First Chicago Corp. is the market leader for middlemarket commercial banking in the greater Chicago area. Its portfolio has been growing steadily for several years, and currently stands at $4 billion.

American National specializes in making commercial loans to corporate customers whose annum sales range from $5 million to $150 million.

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