DALLAS -- First USA Inc., the financial-services company that specializes in credit cards, reported net income of $33.2 million for the fourth fiscal quarter ending June 30, more than double that of last year.

The earnings, which amount to 52 cents per share, represent a 154% increase from 1993's fourth-quarter earnings of $13.1 million, or 23 cents per share. It nearly tops fiscal 1993's total revenue of $39.8 million for the Dallas-based company.

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