F.N.B. Corp. hopes the recent relocation of corporate headquarters from Pennsylvania to Florida - where it has 55% of its assets - will warm investors to its stock.

The $3.9 billion-asset banking company had dual headquarters in Hermitage, Pa., and Naples, Fla., for several years, and Gary L. Tice, its president and chief executive officer, commuted between them. But last month Mr. Tice made Naples his official home base and the F.N.B. board voted to reincorporate as a Florida company. (Shareholders are to vote on that at their annual meeting April 23.)

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