Freddie Mac is building an array of high-tech tools for its loan servicers, saying greater efficiency and predictive powers on the part of those who administer loans will be critical to its plan to buy more subprime loans.

David W. Glenn, president of the secondary market agency, said systems geared to "proactive" servicing will identify the delinquent loans that need the most attention and help servicers focus their resources on nipping problems in the bud.

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