William L. Gibbs has taken pains throughout a 20-year banking career to avoid being labeled a minority banker.

Ironically, Mr. Gibbs says, that is one reason why he was chosen to run Citizens Trust Bank of Atlanta, a struggling $116 million-asset bank that is one of the nation's largest black-owned financial institutions.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.