* Ronald R. Glancz Partner in Washington Venable, Baetjer Howard & Civiletti, Baltimore

One person who comes to mind is Larry Connell. Talk about someone who's done something. He has done everything you can imagine in the financial services industry - headed an agency, turned around several savings and loans. Here's a guy who has the credentials to be a senior person in the government.

Merrill Lynch vice chairman John Heimann is another. And he is a blue-chip Democrat and former comptroller. I don't know whether he would want to come back to government or not.

* Larry Connell President Society for Savings, Hartford, Conn.

I would think, given the condition of the banking industry, that the appointments at the agencies will be made sooner rather than later. It's not wise to let an agency drift. John Heimann, former comptroller of the currency, and [Washington lawyer] Chuck Muckenfuss, may get jobs. And I'll give you two dark horses: Christopher Gallagher [of the New Hampshire law firm of Gallagher & Cantrell], who was a key early supporter of Clinton's in New Hampshire, and Jeffrey Hurt, a bankruptcy lawyer in Dallas with Leonard, Marsh, Hurt, Terry & Blinn.

* Roger M. Beverage President Oklahoma Bankers Association

With respect at least to the FDIC, I'm very biased toward "Skip" Hove. I'm doing everything I can to get him reappointed in some capacity. If he stays at all, he'll probably stay as vice chairman. Skip may be a Republican, but first and foremost he was a damn good banker and has been a superior regulator. He listens. I also hope C.C. Hope gets to stay.

Whomever the president appoints as chairman of the FDIC, it needs to be someone with practical experience on the other side of the desk. I think it is important if you are going to regulate a bank that you understand how it works.

* H. Rodgin Cohen Partner Sullivan & Cromwell, New York

Steve Steinbrink continues to deserve a strong look: having a strong regulator at the top is a good idea. You need someone who can come in and work well with his own staff. The FDIC, which is so much the focal point, needs to be filled immediately. I've actually been impressed with [acting chairman] "Skip" Hove. But assuming he is going to be replaced, it is essential that it be done quickly. You don't want an interregnum there.

* Gil Schwartz Partner in Washington Skadden, Arps, Slate, Meagher & Flom, New York

I think he'll move on the appointments. Felix Rohatyn of Lazard Freres would be ideal at Treasury. It's virtually impossible to tell on the agencies. I think there is a very good chance that Chuck Muckenfuss will get the FDIC. He's got the experience. I think Chuck would be a good candidate. I think Clinton ought to pay a great deal of attention to the Federal Reserve if he wants to get the economy moving.

* John D. Hawke Jr. Partner Arnold & Porter, Washington

I think he ought to move very quickly to fill the jobs. If he leaves holdover people in those jobs, then he takes responsibility for what happened in the previous administration, and I don't think he can afford to do that.

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