In a preemptive lobbying strike, a coalition of banking and retail trade groups plans next week to run print advertisements here urging Congress not to ban automated teller machine surcharges.

Their principal target is Senate Banking Committee Chairman Alfonse M. D'Amato's proposal to ban the extra fees that banks charge cardholders from other institutions for using their ATMs. Running for reelection this year, the New York Republican is expected to try to attach his populist plan to bankruptcy reform or other legislation.

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