WASHINGTON -The American Bankers Association has issued rules governing the use of digital certificates issued by financial institutions.

The group said the rules are designed to create an infrastructure to support the universal acceptance of TrustID certificates, which are issued under the ABA's authority. Financial institutions certified by the ABA may issue their own certificates or outsource the process to Digital Signature Trust, a subsidiary of Zions First National Bank and the only third party to have been certified so far by the ABA.

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