HERNDON, Va. - New operating rules from Nacha, the electronic payments association, that will permit automated clearing house debits over the Internet will take effect on Monday.

Under the new rules, a company offering ACH debit as a payment method will have to implement systems to detect fraud and to verify consumers' routing numbers. The company will also have to establish secure Internet sessions before consumers enter any banking information, and to conduct an annual audit to ensure that consumers' financial information is being protected.

"The new operating rules address the unique environment of the Internet and the safety and soundness requirements of the payments system," said Elliott C. McEntee, president and chief executive officer of the clearing house group. "By defining the rights and liabilities of all parties to Internet-initiated ACH payments, companies can extend their use of the ACH network to the Internet."

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