SAN RAFAEL, Calif. - Fair, Isaac & Co. and Equifax Inc. are collaborating on a service to let consumers get their credit profiles through the Internet and learn how lenders might interpret the profiles.

The service, to be introduced by the end of March, will give people their Equifax Credit Profile, an analysis of how a lender would read it, and information about how their behavior affects their credit rating.

Fair, Isaac and the credit bureaus have been under fire for policies that shield such information from consumers, and the move by these two companies is meant to address such criticism.

"We forged this alliance with Fair, Isaac to enlighten, enable, and empower consumers to improve their credit health," said Tom Chapman, chairman and chief executive officer of Atlanta-based Equifax.

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