WASHINGTON - Mortgage applications rose 6.3% on a seasonally adjusted basis in the week that ended Aug. 4, the Mortgage Bankers Association reported.

On an unadjusted basis, the application index rose 5.9% compared with the previous week and 9.9% against the year-earlier period.

The trade group's purchase index, which measures housing demand, had a week-to-week rise of 6.5%, to327.4, and its refinance index 3.91%, to 360.1. The conventional index rose 4.76%, to 396.6, and the government index 9.44%, to 224.5.

Refinancings were 15 of total applications, a 20-basis-point decline. Adjustable-rate mortgage applications dropped 1.2 percentage points, to 15.3%.

The average interest rate for 30-year fixed-rate mortgages was 8.04%, a 17-basis-point decline. The average rate for a one-year adjustable mortgage rose 16 basis points, to 7.87%.

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