ROANOKE, Va. - The state of Virginia, which has had more mergers and acquisitions than bank start-ups in recent years, is now home to Valley Bank, which has opened for business with 15 employees.

"Valley Bank will build close relationships with individuals, businesses, and the community," said Guy W. Byrd Jr., president and chief executive. "We provide a full array of professional banking services that will meet customers' needs."

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