officer James A. Risinger looks out an 11th-floor window of his company's headquarters and contemplates the changing local banking market.

He sees a sign atop his chief rival's downtown skyscraper that reads "Civitas Bank." But later this year Civitas and its parent, $7.2 billion-asset CNB Bancshares, is to be acquired by $31.6 billion-asset Fifth Third Bancorp of Cincinnati. Once that purchase is completed, Fifth Third -- which now operates just 28 branches in Indiana -- will be the largest banking company in Evansville and third-largest in Indiana.

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