Jack Henry Goes Micro with RDC

Jack Henry & Associates continues its push into small-business remote capture with a new plug-and-play RDC service designed for micro-businesses. Jack Henry’s new “Dep@sit” service will discard the need for any equipment other than a PC and retail, off-the-shelf scanner to use RDC through a bank’s commercial online banking service.

No software, no training and self-service enrollment will make it attractive to mom-and-pops who want a quick-turn option—and to banks that can’t afford hands-on support for lower-volume clients, according to JHA officials. “Micro business capture is a logical addition to our enterprise payments platform and a natural complement to our high-volume remote deposit capture solution,” says David Foss, general manager of Jack Henry & Associates’s ProfitStars division that supports company services and modules to its non-core systems client base.

It’s the second remote capture step for small businesses made by JHA this year. Last month, the Monett, MO firm launched an equipment-leasing program for banks’ larger, higher check-volume merchant clients.

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