"The big disincentive is the time it takes and a business model that's running on speed — on Dexedrine."

Max Gardner, a North Carolina consumer bankruptcy lawyer, on one of the reasons mortgage servicers and custodians might still be reluctant to track down missing documents in foreclosure fights. 

"Under Basel [III], the sweet-spot business model for banks in the developed world will be to take deposits from mom and pop … and lend to big businesses."

Vikram Pandit, Citigroup CEO, predicting that new capital rules will impede credit availability. 

"We believe now that profitability is a 2011 event."

Kessell Stelling, CEO of Synovus, in admitting that hopes of a profitable fourth quarter were wrong and announcing plans for more cost cuts. 

"The most ethical guy I have ever known."

Chris Larsen, a Prosper co-founder and its chief executive, commenting on Raj Date, a senior adviser consulting Elizabeth Warren at the Consumer Financial Protection Bureau. Date was a director at Prosper until just a few weeks ago; The New York Times said Prosper has tried to influence financial reform through its hiring of a lobbyist. 

"It just screams out for it."

L. Richard Fischer, a partner with Morrison & Foerster, advocating a national standard to govern the foreclosure process, rather than the existing patchwork of state standards.

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