One might presume the events of the past few months would've taken the wind out of Michael Lindsey's sails.

Lindsey, the industry's unlikely mobile evangelist as the head of retail banking at BancorpSouth, has championed mobility as the channel of the future. But as the economic crisis rattled the banking industry this fall, mobile banking and payments went off the table as a cornerstone investment subject and became more a Christmas wish-list item. It's hard to believe, for example, that Washington Mutual five months ago was preoccupied with choosing a vendor for balance text-alerts.

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