Average mortgage rates remained relatively steady in the latest week tracked by Freddie Mac, which ended June 30.

The average rate for the 30-year fixed-rate mortgage rose by a basis point from the previous week to 4.51%, while the average rate for a five-year Treasury-indexed hybrid adjustable-rate mortgage inched down three basis points to another record low at 3.22%.

The average 15-year FRM rate remained unchanged week-to-week at 3.69%, while the one-year Treasury ARM fell two basis points, to 2.97%.

Average points were 0.7 of a point for 30- and 15-year FRMs, and 0.6 of a point for five-year Treasury hybrids and one-year Treasury ARMs.

All rates are still lower than the same week a year ago when the 30-year was 4.58%, the five-year Treasury hybrid was 3.79%, the 15-year was 4.04%, and the one-year Treasury ARM was 3.8%.

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