NBT Bancorp Inc. in Norwich, N.Y., said its third-quarter earnings were flat from a year earlier, at $15.1 million, or 46 cents a share.

Higher expenses offset a 14.2% increase in net interest income, to $47 million, and a 14.7% increase in noninterest income, to $19 million, the $5.3 billion-asset NBT said late Monday.

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