Just in Time Solutions is integrating Signio Inc.'s  payment software with its Billcast Internet billing software to offer a   more complete payment processing solution to its biller customers.   
Signio's Payflow software is to add capabilities for handling credit  cards, debit cards, and automatic clearing house transactions to Just in   Time's bill presentment and payment software.   
  
Payflow can work with any Internet application and all major back-end  payment processors, and it can handle different currencies and payment   schemes. Clients of Redwood Shores, Calif.-based Signio, formerly   PaymentNet, include Virtual Vineyards, KLM Dutch Airlines, and the American   Heart Association.       
Customers of Just in Time include AT&T, Output Technology Solutions,  and Intuit.