Electronic Payment Services Inc. is forging ahead with its smart card trial in Delaware, undaunted by the fact that other tests - like Visa U.S.A.'s plan for the Atlanta Olympics next year - will be far bigger.

Wilmington-based EPS, best known for operating the MAC automated teller machine network, began an in-house pilot test in February that will act as a model for the rollout to two New Castle County ZIP codes in early 1996.

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