Defying skeptics, Senate Banking Committee Chairman Phil Gramm unveiled a broad agenda Tuesday that includes sending long-sought financial reform legislation to the floor by the end of February.

"The No. 1 piece of unfinished business from the last Congress-in fact, for the last 10 Congresses-is financial services modernization," the Texas Republican said at a news conference. "I am determined to act, and act swiftly."

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