Barb Godin
Senior EVP, Chief Credit Officer, Regions Financial

Barb Godin is coming off a banner year at Regions Financial.

In 2012, she went beyond the scope of the average chief credit officer to spearhead implementation of one of Regions' most significant technology investments to date: a new platform consolidating every aspect of commercial credit, from origination and servicing to reporting and analytics.

And her focus on improving credit quality helped the $127 billion-asset Regions clear several important hurdles — among them, the repayment of $3.5 billion to exit the Troubled Asset Relief Program, a passing grade on the government's stress tests and key upgrades to credit ratings from Moody's and Standard & Poor's, the latter of which restored its investment-grade opinion on Regions last year.

Godin also takes pride in developing a strong rapport with her staff, sending personal "just checking in" emails to employees every week, and as part of their performance reviews she has them write down their dream job-and spends a portion of the review discussing possible paths to achieving it.

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