Location: Dyersburg, Tenn.
Assets: $1.3 billion
Employees: 290
Chairman and CEO: Jeff Agee
www.FirstCNB.com

Employee health is a priority for First Citizens National Bank. The $1.3 billion-asset bank offers free pilates classes at its on-site fitness center and reimburses gym membership costs. When its hometown of Dyersburg, Tenn., had a community "lose to win" weight-loss event last year, First Citizens paid employees' entry fees and offered additional in-house prizes.

Everyone at First Citizens is on a performance incentive plan that's driven first by the bank's performance, and then by individual production. An additional incentive amount, equal to 10% of that performance bonus, is paid for achieving five health-related goals, such as getting a flu shot or exercising 30 minutes at least three times a week.

"It's a totally separate incentive plan, and you can get it even if your job performance doesn't earn an incentive," says Kerrie Heckethorn, a senior vice president and human resources officer.

It's all rooted in Chairman and Chief Executive Jeff Agee's belief that the bank's success is tied to employees finding a happy balance in their lives. First Citizens ranks third in United Way giving in western Tennessee. "If you had a bunch of grumpy Guses working for you, would you have that level of giving?" Heckethorn asks. "I don't think so."

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