Category: Under $3B in Assets Fargo, N.D. www.bellbanks.com Assets at June 30: $2.58 billion No. of employees: 763 Chairman and CEO: Richard Solberg

Employees may like to get, but they also like to give, and Bell State Bank & Trust has made giving easier. Each year, the bank hands out cash to employees—$1,000 to full-time employees and $500 to part-timers-along with a request: Pass along the money to an individual, family or organization in need. Since launching the program in late 2007, the bank and its employees have donated more than $3 million. Dubbed "Pay It Forward," and modeled on an effort popularized by TV host Oprah Winfrey, the program is among the bank's most popular. So is a similar perk aimed at encouraging people to play hooky. Every year, employees receive $200 and a day off. All that's required is that they spend the extra time and money with friends and family.

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