New York consumers who paid exorbitant interest rates to the online lender Western Sky and the online loan servicer CashCall can begin filing claims to collect refunds.

New York Attorney General Eric Schneiderman said Tuesday that more than $20 million is available to New York residents who took out loans from the now-defunct Western Sky and paid it or CashCall, its Anaheim, Calif.-based servicer, more than the proceeds of the loan plus the legal interest rate of 16%.

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