As head of the NYCE network, David A. Huemer faces a tall task. Like other networks in the Northeast, NYCE is gearing up to do battle with Electronic Payment Services Inc., a joint venture of four" superregional banks' automated teller machine networks.

Formed last summer when Banc One Corp., CoreStates Financial Corp., PNC Financial Corp., and Society Corp. pooled their ATM and point-of-sale operations, EPS now boasts 12,000 automated teller machines, and rivals the Star System Inc. as the largest ATM network. The new organization's point-of-sale segment could be a powerful force in a market thought to be poised for significant growth.

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