Branding and the Olympics I. Introduction Malcolm Williamson: I want to talk about what I've been doing to try to restructure Visa somewhat. And I wanted to talk about the strategy that we have which has been sort of updated and recently approved by the Board.In our most recent quarter which ended last December, we've seen worldwide volume up by more than 19% over the previous year. So it's been a very, very sort of strong quarter.

Obviously there are regional variations. For example, Latin America had growth of 40%. You've got these differences obviously between mature and not so mature markets.

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