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Wilmington Trust Corp.
Delaware
Dollar amounts in millions (except per share)
Second Quarter 2Q97 2Q96
Net income $26.3 $24.1
Per share 0.78 0.70
Year to Date 1997 1996
Net income $51.2 $47.1
Per share 1.52 1.36
Balance Sheet 6/30/97 6/30/96
Assets $5,809.9 $5,387.1
Deposits 3,972.0 3,529.7
Loans 3,976.2 3,596.0
Whitney Holding Corp.
New Orleans, La.
Dollar amounts in millions (except per share)
Second Quarter 2Q97 2Q96
Net income $14.2 $11.4
Per share 0.68 0.56
Year to Date 1997 1996
Net income $24.9 $20.8
Per share 1.20 1.02
Balance Sheet 6/30/97 6/30/96
Assets $4,202.4 $3,933.5
Deposits 3,288.0 3,173.0
Loans 2,394.0 1,947.0
Valley National Bancorp
Wayne, N.J.
Dollar amounts in millions (except per share)
Second Quarter 2Q97 2Q96
Net income $20.5 $17.9
Per share 0.48 0.42
Year to Date 1997 1996
Net income $41.4 $37.4
Per share 0.98 0.87
Balance Sheet 6/30/97 6/30/96
Assets $5,129.9 $4.968.2
Deposits 4,523.4 4,410.5
Loans 3,510.2 3,214.5
Old National Bancorp
Evansville, Ind.
Dollar amounts in millions (except per share)
Second Quarter 2Q97 2Q96
Net income $16.3 $15.3
Per share 0.61 0.56
Year to Date 1997 1996
Net income $32.3 $29.9
Per share 1.21 1.09
Balance Sheet 6/30/97 6/30/96
Assets $5,538.0 $5,137.0
Deposits 4,233.0 4,130.0
Loans 3,632.0 3,374.0
Keystone Financial Inc.
Harrisburg, Pa.
Dollar amounts in millions (except per share)
Second Quarter 2Q97 2Q96
Net income $15.0(a) $22.8
Per share 0.29 0.43
Year to Date 1997 1996
Net income $37.8(a) $44.4
Per share 0.73 0.85
Balance Sheet 6/30/97 6/30/96
Assets $6,880.8 $6,209.0
Deposits 5,311.5 5,023.5
Loans 4,592.8 4,155.0
(a) includes $11.4 million merger-related charge, equivalent to .17
First Tennesse National
Memphis
Dollar amounts in millions (except per share)
Second Quarter 2Q97 2Q96
Net income $46.4 $42.3
Per share 0.72 0.63
ROA 1.43% 1.34%
ROE 21.81% 19.48%
Net interest margin 4.26% 4.09%
Net interest income 119.0 113.0
Noninterest income 153.2 129.7
Noninterest expense 186.1 168.0
Year to Date 1997 1996
Net income $84.9 $79.8
Per share 1.32 1.19
ROA 1.33% 1.28%
ROE 19.95% 18.37%
Balance Sheet 6/30/97 6/30/96
Assets $13,679.6 $12,955.0
Deposits 9,191.0 8,972.0
Loans 8,006.5 7,487.7
Firstar Corp.
Milwaukee, Wis.
Dollar amounts in millions (except per share)
Second Quarter 2Q97 2Q96
Net income $72.7 $70.2
Per share 0.50 0.48
ROA 1.51% 1.50%
ROE 18.86% 19.35%
Net interest margin 4.44% 4.50%
Net interest income 195.6 192.6
Noninterest income 113.4 106.2
Noninterest expense 180.1 169.5
Year to Date 1997 1996
Net income $144.5 $107.3
Per share 0.99 0.73
ROA 1.51% 1.14%
ROE 18.61% 14.32%
Balance Sheet 6/30/97 6/30/96
Assets $19,905.7 $18,812.4
Deposits 14,623.7 14,036.1
Loans 13,480.5 12,655.7
Zions Bancorp
Salt Lake City, Utah
Dollar amounts in millions (except per share)
Second Quarter 2Q97 2Q96
Net income $28.0 $25.0
Per share 0.47 0.43
Year to Date 1997 1996
Net income $55.0 $49.0
Per share 0.92 0.83
Balance Sheet 6/30/97 6/30/96
Assets $8,050.0 $6,088.0
Deposits 5,160.0 4,340.0
Loans 3,924.0 3,212.0