WASHINGTON - Two agencies have oversight authority for Fannie Mae and Freddie Mac - to regulate different functions. But last week's report by the Office of Federal Housing Enterprise Oversight suggested that the regulators will sometimes cross paths.

In its annual report to Congress, the oversight office, which is charged with monitoring Fannie and Freddie's fiscal soundness, weighed in on the affordable housing goals proposed by the Department of Housing and Urban Development, their other regulator.

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