A Pennsylvania court has gone against a national tide by ruling against Banc One Corp. in a case involving the interstate export of late fees on credit cards.

More than two dozen courts had ruled previously that credit card issuers could charge late fees in a cardholder's state based on rules in effect elsewhere. But in a 6-to-3 decision Dec. 14, the Superior Court of Pennsylvania said a Banc One unit did not have the right to export.

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