Memo from the desk of Thomas Quinn: If you are a struggling community banker seeking a magic bullet, forget about it.

Quinn, president and chief executive of Orrstown Financial Services (ORRF) in Shippensburg, Pa., over the past two years has dealt with a rash of nonperforming loans, a string of executives' departures and new enforcement orders from regulators.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.