NEWARK, N.J. - Prudential Insurance Company of America is offering two new term life products, Term Elite and Term Essential.

The new policies are issued in New Jersey and New York through two subsidiaries, Pruco Life Insurance Co. and Pruco Life Insurance Company of New Jersey. The coverage ranges from $100,000 to $30 million. Payments can be made annually, semiannually, quarterly, or through monthly electronic transfer.

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