We grew 14.57% in 1993. This year we forecast 12%, and that may turn out to be low.

With consumer confidence improving and the economy doing better, there's more and more stability among our members, who are generally teachers and educational employees. I think our members can take on major obligations, such as buying cars, repairing houses, and replacing household appliances.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.