EXTERNAL AUDITS: Proposal by the Federal Financial Institutions Examination Council to urge banks with less than $500 million of assets to establish external auditing programs. Published Feb 17. Comments due April 20.

TRUST RATINGS: Proposal by banking and thrift regulators to bring the trust rating system in line with the Camels system used for judging a bank's performance. Published Feb. 17. Comments due April 20.

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