INTEREST RATE RISK II: The Fed and the FDIC put off a detailed plan to incorporate interest rate risk into capital standards (see column one). Instead, they agreed simply to consider interest rate risk when they examine a bank. The new rule is awaiting action by the Comptroller's Office before publication. Expected to be published soon. Effective 30 days later.

SAFETY & SOUNDNESS II: The banking agencies approved safety-and- soundness guidelines that will be used to identify problem banks. Published Monday. Effective Aug. 9.

FARM CREDIT: The Farm Credit Administration approved a final rule making it easier for Farm Credit System associations to offer "related services" such as crop insurance and bookkeeping. Published June 30. Effective July 30.

STATE EXAMS: The FFIEC issued guidelines explaining when the federal banking agencies would rely on exams by state regulators. The guidelines include minimum documentation requirements. Published and made effective June 27.

REGULATION B: The Fed adopted its staff commentary on Regulation B, which enforces the Equal Credit Opportunity Act. The commentary provides guidance on disparate treatment, special-purpose credit programs, credit scoring systems, and marital-status discrimination. Published June 7. Effective June 5.

FDIC/RTC: The FDIC released a policy statement assuring the financial markets that, after taking over responsibility for failed thrifts from the Resolution Trust Corp., it would not repudiate collateralized letters of credit issued by insured institutions before Aug. 9, 1989. The FDIC took over RTC-held thrifts July 1. The statement took effect May 19 and was explained in detail in the May 26 Federal Register.

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