INTEREST RATE RISK II: The Fed and the FDIC put off a detailed plan to incorporate interest rate risk into capital standards (see column one). Instead, they agreed simply to consider interest rate risk when they examine a bank. The new rule is awaiting action by the Comptroller's Office before publication. Expected to be published soon. Effective 30 days later.

SAFETY & SOUNDNESS II: The banking agencies approved safety-and- soundness guidelines that will be used to identify problem banks. Published Monday. Effective Aug. 9.

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