JERSEY CITY - Natwest Bank said it will commit $150 million to making loans to low-income homebuyers, minority small businesses, and housing projects for people of low or moderate income.

In February 1993 Natwest signed a three-year agreement with New Jersey Citizen Action to lend $40 million for such purposes. However, the bank said, it met all that agreement's targets a year early and asked the citizens group to sign a more comprehensive agreement.

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