Royal Bank of Canada will be making some tough decisions about on-line banking in the next 12 to 18 months, said Martin J. Lippert, executive vice president and chief information officer.

Having participated in a number of interactive banking consortiums and with several internal development efforts under way, Canada's biggest bank has reached "a pivotal point" in deciding which projects to promote and which to pull, Mr. Lippert said in an interview during American Banker's OnLine '98 conference last week.

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