A coming-of-age television series starring Jack M. Antonini would have several seminal episodes: his rise to the helm of USAA Federal Savings Bank; his two-year-stint at a credit card company, First USA; his rise and fall at First Union Corp., where he guided its early Internet strategy.

In the latest installment, Mr. Antonini has decided to become chairman and chief executive officer of Globeset Inc., a company that sells software and digital wallets for secure Internet payments. An early advocate of branchless banking, he says his previous jobs taught him that privacy and security are the biggest issues confronting banks on the Internet.

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