The days of excess capital in the banking industry may be numbered, bank bond analyst Katharine Rossow of Chase Securities Inc. says in a recent report.

Ms. Rossow said banks have been overcapitalized only because their nonperforming assets have been "abnormally" low.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.