TROY, Mich. - For years, CEO Thomas R. Ricketts has been frustrated by the consistently low stock price of his Standard Federal Bank. Now, he's making a series of moves to boost it.

Analysts agree that Standard Federal has not gotten the respect from Wall Street it deserves. They call it one of the best-run thrifts in the country, a highly efficient mortgage generating machine with a nearly dominant presence in the nation's fifth-largest market, Detroit.

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