ELLIJAY, Ga. -- Until eight months ago, this town amid lush woodlands was a peaceful place to live. Then Tracy R. Newton decided to start a bank.

His plan has rocked the community of nearly 1,500, pitting banker against banker and forcing businesspeople to choose sides.

Limited Time Offer

Save $400 off your subscription. Special offer ends April 30, 2017.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.