Credit Management Solutions Inc. and Dun & Bradstreet Corp. of Murray Hill, N.J., have launched a service to help banks monitor their small-business portfolios.

The service lets banks automate various credit analyses and reporting functions and identify cross-sales opportunities.

It is also designed to manage risk. "This service automatically flags the small businesses that have a change in risk score," said James R. DeFrancesco, CMSI's president and chief executive officer.

The standard monitoring service uses D&B OneScore, a credit scoring system introduced by the two companies in 1997.

The cost, which varies depending on the number of small-business accounts and amount of custom development work, ranges from $1 to $2.50 per account monitored.

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