WATERVILLE VALLEY, N.H. -- Ten state treasurers are among the more than 80 investment advisers and financial consultants planning to visit the Soviet Union together this fall, an investment banker helping to put the venture together said yesterday.

"If there's going to be economic reform, if they're moving rapidly toward a market economy, they'll need us," said Philip Schafer, a managing director at Bear, Stearns & Co., between panel discussions at the National Association of State Treasurers conference being held here.

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